Fraud / financial crimes analyst
Fraud analyst
Actimize / Falcon / in-house TM · harm × confidence × recency — severity stays independent
8 open · capacity 403 P10 holds ahead of score3 Need more96m to work · 480m in the shift
Elder account — new bill-pay payees
Three new utility-like payees in 6 days, all LLCs registered this month. Customer has a caregiver on file.
Ask · Call the trusted contact, not the number that initiated the payments
Open packetPriLaneCaseWhyTypologyAmountSevStatus
P2Need morePOA and customer both moving moneyArthur Cole · competing instructionsAsk: Freeze both instructions. Escalate to the elder specialist, not SAR-firstDurable POA initiated a transfer; the customer called 40 minutes later to cancel it.Elder / POA$22,000criticalNeed moreP1High harmPassword reset then wirePriya Nair · $38,500Reset from a new device, then a wire to a first-time beneficiary in 22 minutes.ATO$38,500criticalOpenP1StandardSame device, four new accountsDevice D-8831 · 4 CIFsOne iOS fingerprint opened four consumer accounts in 31 hours. Two already requested ACH out.Synthetic / mule$6,200highOpenP2StandardMicro-deposits then a jumpCIF 440192 · $50 × 8 then $9,400Classic pass-through: small inbound, then one large outbound to a new external account.Mule$9,400highOpenP2StandardCard testing then a jumpPAN ending 4412 · $1.00 × 14Fourteen $1 authorizations across random merchants, then a $740 electronics attempt.Card testing$740moderateOpenP3Need moreCNP spend while customer is travelingJonah P. · $2,180 CNPCard-not-present in a new MCC while the mobile app shows London — matches the travel notice.CNP$2,180lowNeed moreP3StandardRepeat merchant, similar legal nameAcme Lighting LLC vs Acme Lighting IncRule fires on near-duplicate merchant strings. This vendor has been paid monthly for 4 years.Duplicate vendor$11,840lowOpenPolicy lanes sit above score. A hold cannot fall behind ACH noise. Park with owner stays in the queue.