Overlay · not the system of recordHolds sit above scoreAsk Desk is deterministic — no modelLocal
Fraud / financial crimes analyst
CNP spend while customer is traveling
Jonah P. · $2,180 CNP
Need more · Standard
PriorityP3
Severitylow
PacketNeed more
SuggestedNeed more
Why this is here
Card-not-present in a new MCC while the mobile app shows London — matches the travel notice.
CardHotel MCC, 3 charges
NoticeTravel UK 8/12–8/20
AppLondon IP, same device
Recommended. Clear, or need more only if the MCC is gift cards. Here it is hotels.
Travel notices are not proof, but stacked with app location they are enough.
Current: Need more · open
Overlay only. Will POST a label to the write-back URL, never a funds release. Actimize / Falcon / TM alert_label=NEED_MORE on frd-travel-cnp. Desk is not the system of record.