DeskProcess OS
Overlay · not the system of recordHolds sit above scoreAsk Desk is deterministic — no modelLocal

Fraud / financial crimes analyst

Repeat merchant, similar legal name

Acme Lighting LLC vs Acme Lighting Inc

Lane · Standard

PriorityP3
Severitylow
PacketReady
Suggested—

Why this is here

Rule fires on near-duplicate merchant strings. This vendor has been paid monthly for 4 years.

  • History48 prior payments, same ABA
  • RuleFuzzy vendor match 0.79
  • AnalystCleared 6 times in 2025
Recommended. Clear. Add as a known-legitimate pair. This is how analysts lose trust.
Almost none — unless the Inc entity is new. It is not. Confirm once, then stop charging the queue.

Current: Open

Overlay only. Will POST a label to the write-back URL, never a funds release. Actimize / Falcon / TM alert_label=NEED_MORE on frd-false-pos. Desk is not the system of record.