Overlay · not the system of recordHolds sit above scoreAsk Desk is deterministic — no modelLocal
Fraud / financial crimes analyst
Micro-deposits then a jump
CIF 440192 · $50 × 8 then $9,400
Lane · Standard
PriorityP2
Severityhigh
PacketReady
Suggested—
Why this is here
Classic pass-through: small inbound, then one large outbound to a new external account.
TM8 inbound $50, one outbound $9.4k
CounterpartyReceiving bank on mule list
Age of CIFOpened 12 days ago
Recommended. Escalate. File the typology. Hold the $9,400 if still pending.
Could be a person aggregating freelance payments. The new outbound ABA is a high-risk bank.
Current: Open
Overlay only. Will POST a label to the write-back URL, never a funds release. Actimize / Falcon / TM alert_label=NEED_MORE on frd-micro-mule. Desk is not the system of record.